If determined to repair your credit, credit repair services (e.g. Credit Saint or The Credit Pros) are willing to work with you to improve your score.
This is if you feel you cannot do it on your own and could use extra help.
The average credit score for the past few years has been in the fair category (650 – 699). This is all according to data collected by FICO.
Yet, in order to be approved for attractive credit card offers and loan rates, your 650 credit score will have to improve. Generally, anything above 760 is considered an excellent credit score.
With that score credit issuers will be more than happy to approve you for rewards, cashback and appealing sign-up bonuses.
And before purchasing a home, you’ll want to fall in the “excellent” category to receive the most affordable mortgage.
To aid you in achieving that rate, view the topics below that all relate to credit repair and services from credit repair businesses. These should provide help so that you can meet your goals.